Tech Startup Ideas to Start in 2022 With Little Money

Tech Startup Ideas to Start in 2022 With Little Money

The way of doing business is constantly changing, products and services are evolving day by day, and how brands approach the consumer, mainly thanks to technology. The tech industry is one of the main tools to satisfy these new needs. Only in the United States, there are more than 500 thousand tech companies, which employ more than 7.3 million people, according to figures from the research company Wonder.

It is common to think that technology companies are only dedicated to traveling to space or creating the best computers and gadgets. While some companies in the industry are dedicated to these sectors, companies such as Lyft or WeWork are also part of this segment since they use technology to develop and improve their services. Greg Bettinelli, the partner at Upfront Ventures, sums it up simply: “If a company cannot exist without technology, it is ultimately a tech company”.

Starting a technological or traditional business requires effort and planning. Additionally, you must have the capital to start this adventure, if you need a push to achieve this goal, investigate financing options such as ITIN loans (loans without social security numbers), a functional financial product for migrants.

Why start your business in the tech industry?

Nowadays, most companies are considered technology companies since they use technological resources to develop and ship their products or implement marketing strategies. Technology is a fundamental part of our lives; we cannot separate ourselves from it and much less renounce its use. Investing and starting a business in the tech industry is a firm step in the present and a great leap towards the future.

Our daily needs that seek satisfaction in technology-based products or services are increasing every day. The Covid-19 pandemic accelerated the process of digital transformation to carry out routine activities, we learned to satisfy our demands through devices and internet connections. This confirms that technological change has arrived, and there will be nothing and no one to stop it.

Things to consider for starting a startup

The main objective of technology is to satisfy human needs using available resources. If you want to get into the tech industry but don’t know if it’s for you, ask yourself how I can make people’s lives easier using my resources, talent, and available technology?

There are all kinds of technological ventures, from large enterprises to small businesses. Regardless of the size, having start-up capital will facilitate the implementation process. In case your savings fund is not enough, you can resort to financing such as ITIN loans, a financial product made to meet the economic needs of immigrants.

Great tech startup ideas to begin your business with little money

Here are some business ideas with low or moderate investments to grow in the technology industry. It is essential to consider that results will not happen overnight in any entrepreneurship. Unleash your talents and capabilities and work hard and orderly to achieve your financial goals.

Web design

Despite the boom of social media, all businesses and companies require a website to present their offer in a simple format, easy to understand, and in line with their brand philosophy. Web design services include graphic design, interface design, UX design, and SEO optimization. According to IBISWorld, the market size, measured by revenue, reached $40.8bn in 2021 and is expected to continue growing throughout 2022, according to IBISWorld.

Digital content creation

In marketing, content is king. Creating content for websites, social media, and digital platforms is a cornerstone of every advertising strategy. The content that a furniture store generates differs from what a clothing brand should use. The real value of this approach is the customization of content for different niches and target audiences.


Online sales reached 4.28 trillion dollars worldwide and are expected to reach 5.4 trillion by 2022. Whether through your own store, using marketplaces, or even social networks, e-commerce is an excellent format to market your products without the need to pay rent, services, and without hiring staff. In case you do not produce goods, you can dabble in drop-shipping to sell third-party products, which you will not even have to store.

Mobile application development

You can start a mobile application development business if you have programming skills. Today, most companies have a digital presence, and more and more companies are developing their own apps to meet the needs of their customers. Take advantage of this trend and apply for financing products such as ITIN loans to achieve your goals.

Fitness Tech

People are increasingly concerned about their health and their physique. Entering the fitness sector using technology allows you to start creating or selling fitness trackers, smartwatches, sportswear, and even offering classes or consulting through digital media. The business lines are broad and very diverse.

Social media consultant

Social networks are a fundamental part of our lives, 82% of Americans are active users, and more than 91% of companies with more than 100 employees use them for their marketing strategies. Offering consulting in managing these communication channels is a wide and open window of opportunity for new ventures.

Food Tech

These companies take advantage of technologies such as the Internet of Things, Big Data, and Artificial Intelligence to offer products or services within the agri-food industry. The main objective of this sector is to modernize and modernize the production and consumption of sustainable and healthy food. Some of the most relevant companies are Beyond Meat, which offers meat substitutes, and Toast, which generates management solutions for restaurants.

Tools that can help you so start

Starting a business in any industry, particularly in the technology segment, requires high levels of innovation and investment. Financing is an excellent ally to start a company according to your tastes and objectives. Financial products such as ITIN loans will help you obtain liquidity, despite having an unfinished immigration status.

If you still have some doubts and consider that your idea has flaws or pending issues, take into consideration the following advice from experts before starting a tech industry entrepreneurship, according to the recommendations of Forbes magazine:

  • Focus on one problem
  • Know what potential customers need
  • Build solutions, not features
  • Innovate and adjust quickly
  • Start from the customer’s perspective
  • Surround yourself with experts
  • Hire the best talent and focus them on the right goals
  • Validate your value proposition
  • Look for adjacent opportunities

Being part of this growing industry can be the opportunity to achieve your professional and personal goals through a venture that you are passionate about. Don’t let the lack of economic resources limit your talent, get to know different types of financing, look for the one that best suits the amount of investment you require and, of course, your payment possibilities. Betting on your capabilities is the best decision you can make in your life.

If technology is your source of income, it can also be your source of capital. Fintech companies such as online lenders are a practical solution to access the amount of investment you require in a simple, fast way, with less documentation and competitive fees and interest rates. ITIN loans are a tool that provides access to financing for people who do not have a social security number. Use this resource and achieve your dreams through entrepreneurship.

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