Easy And Simple Methods Of Refund From PayPal: Find More! >> The write-up shares details about the online scams and methods to get the refund. Please check the details now.

Wherever there is money involved, there are scammers. Since PayPal Payment is the easiest way of making online payments, many people use it for online transactions. What if you make the payment for a product and never received it? Knowing what you must do in such a situation is essential.

PayPal is the renowned money transfer system used by Worldwide users. It has more than 300 million users, and the payment system hardly needs any introduction. People commonly use the payment system to make online payments, of which the majority is successful while some shoppers are scammed.

So, if you are also among those scammed shoppers, ensure using the following guide on How To Get Money Back From Paypal If Scammed.

What is the Refund Policy of PayPal?

PayPal is the financial giant with multiple policies to controls the chargeback and refunds. However, it is pretty overwhelming to explore all the refund policies of PayPal. For your help and assistance, here is the list of most relevant and essential regulations that are proved quite handy when you are scammed after conducting the PayPal transfer.

The most use tools to get the refund from PayPal after being scammed are:

  • Purchase protection
  • Chargeback
  • 180-day refund policy

These are the PayPal refund tool useful for Worldwide users. Despite a robust refund policy, many users are still not sure and want to know Does Paypal Refund Money If Scammed. The answer is “Yes” PayPal does refund the money if scammed if the following tools back you.

What is the 180-Day Refund Policy of PayPal?

If you choose PayPal as the payment method for online purchases and make payment for the product which never arrived, you may quickly cancel the payment online. The option is visible to you until the online transaction is pending. Users can stop the payment from the “Activity” page by clicking on the “Cancel Payment” option available next to the transaction in question.

If the payment is pending for more than a month, the amount will get refund automatically without manual intervention. PayPal payments are processed rapidly, and in many cases, you won’t see the option available. So, How To Get Money Back From Paypal If Scammed?

In such a case, users have to approach the seller and request a refund. You may contact them via email and open a dispute for the transition on the summary page. However, the 180-day refund policy is not applicable when you are being scammed, but it is worth trying. You will at least have proof that you exhausted all the methods before escalating the transaction issue.

PayPal enables the users to dispute the scam transactions and request a refund within 180-days of making the payment.

What is Purchase Protection?

The refund policy of PayPal is part of the buyer’s safety guarantee, and it generally refers to fraud protection, personal information safety, and dispute resolution. It is the refund policy that is helpful when dealing with online scammers. But, How To Get Money Back From Paypal If Scammed? The Purchase Protection policy by PayPal guarantees the highest protection of buyers if:

  • They have never received the purchased production after payment
  • They are charged unnecessarily, which they have not made
  • They received the product, but it arrived damaged or different from the description

In all these scenarios, PayPal ensures that the users receive a full refund, including the shipping charges. However, buyers must file a dispute for the transaction within 180-day or 60-day of payment, especially if it was an unauthorized charge. Please stay connected to know more about How To Get Money Back From Paypal If Scammed?

What Items and Transactions are not included in Purchase Protection?

Some items and transactions are not included in the purchase protection policy, including:

  • Real estate
  • Motorized vehicles
  • Prepaid cards
  • Purchases made in person
  • Products that are against PayPal policies
  • Donations
  • Funds transfer to family and friends
  • Customized products that are not as per description
  • Industrial machinery

How to Secure the PayPal Scam Refund by Opening Dispute?

If you contacted the seller for a refund but got no resolution, what you must do and How To Get Money Back From Paypal If Scammed? The next step you have to take is to file a dispute via the Resolution Center of PayPal. Here are the steps involved in the process.

  • Go to the “Resolution Centre” page of PayPal.
  • Log in to your PayPal account using the credentials.
  • Click on the “Report a Problem” option.
  • Choose the option “Problematic Transactions” and click on “Continue.”
  • Select the reason for the claim
  • Click on “Submit” to file the dispute.

Opening a dispute is only possible on the website and not on the PayPal application. However, you can only open a confrontation when the seller is not responsive for twenty days after filing a dispute with the seller.

What is Chargebacks?

Chargebacks is another great refund tool for PayPal users. How To Get Money Back From Paypal If Scammed with chargeback? It is the helpful tool for users if they are scammed and made payments using linked credit cards. PayPal works in collaboration with the credit card issuer to settle the problematic transitions. Chargebacks is the tool that is outside PayPal’s policies and domain.

As the credit card issuer sends a chargeback request to PayPal, it freezes the requested amount in the seller’s account until the transaction is settled. The chargeback is requested when the buyer didn’t receive the product after payment or delivered in defective and damaged conditions. Chargeback is also initiated for the following reason.

  • Charges with the billing issues, including wrong amount and dates
  • Duplicate charging
  • Charges buyers are not aware of or seem fraudulent

Does Paypal Refund Money If Scammed with the Chargebacks Option?

Yes, you can get the refund if the chargeback request processes within a timeframe. The chargeback process is easy to start with the card issuer or bank via phone calls, email, or sending dispute letters. Some people can also initiate chargebacks from the bank’s website. It is essential to start the chargebacks within 60-day of transactions.

Conclusion

Being the popular online payment platform, PayPal is widely used, and there are lots of scams going on. However, these methods mentioned above can help you get the refund if you are scammed online.

You may use the helpful guide on How To Get Money Back From Paypal If Scammed to get the refund after being scammed online.

Are you the victim of the scam? Please share your experiences of how you managed to get the refund in the comment section.